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Application of Smart Cards in Social Security
Apr 24, 2018

Early social security cards mainly supported medical insurance settlement services in various regions. With the advancement of the Jinbao Project, the card use environment gradually improved. In addition to continuing to support medical insurance settlement, social security cards began to be explored and applied in such areas as registration, job search, and salary collection. . Since the "12th Five-Year Plan" period, the progress of social security card construction has been significantly accelerated, showing a positive trend of development, and local governments have begun to shift to multi-service cards and cross-regional card use.


    In 2011, the Ministry of Human Resources and Social Security and the People's Bank of China jointly issued a circular calling for the actual acceleration of the issuance of social security cards with financial functions. All localities will strive for a period of approximately five years to basically achieve the goals of social security cards that generally have financial functions. We will vigorously promote the application of social security cards with financial functions; social security cards will be used to load financial functions, and social security applications and financial applications will be supported on a single chip at the same time as the final model. 2011 to 2012 will be the pilot phase, and will be fully promoted since 2013. The new card issuing in the region adopts a single chip card. After a single chip card is fully promoted, the composite card that is already in use is replaced with a natural one. The social security card after loading the financial function has the basic functions of social security card such as information record, information inquiry and business processing, and can also be used as a bank card. It has financial functions such as cash access, transfer, and consumption, and the social security card has entered a new development. stage.


    In 2014, the Ministry of Human Resources and Social Sciences issued the "Opinions on Accelerating the Application of Social Security Cards" and clarified that by the end of 2017, social security cards will be able to directly handle individual human resources and social security issues across regions and across businesses, opening up to other public sectors. The integrated application in the service field basically achieved the national social security card, and listed 102 social security card application directories in the human resources and social security field, marking that the social security card's work focus shifted from distribution to distribution and application, and the social security card was further accelerated throughout the country. The pace of application advancement.


    According to the statistics of the Ministry of Personnel and Social Security, at the end of 2015, the number of national social security card holders reached 884 million, and the national social security card penetration rate reached 64.6%. According to the national “Thirteenth Five-Year Plan”, by the end of the “Thirteenth Five-Year Plan”, the coverage rate of social security cards will reach 90%. According to the estimated 90% of the population in China, the total issuance capacity of social security cards will reach more than 1.2 billion. With the advancement of social security informationization construction and the continuous expansion of social security card applications, the replacement of ordinary social security card replacements into social security cards with financial functions has become an inevitable trend. In the future, the development space for financial social security cards is still large. Generally, the service life of social security card is about 10 years. With the passage of time, the size of replacement cards for social security cards will also continue to expand. In addition, with the promotion and application of emerging technologies, the upgrading of chips will promote the replacement of financial social security cards. Therefore, the social security card is a sustainable smart card application field with a large market capacity.